Get paid the modern way with Spot – Tap to Pay on iPhone, Apple Pay, Google Pay and Open Banking, all in one app. Spot is the simplest way for small businesses and sole traders to take payments – no card machine, no hardware, no hassle. Whether your clients want to pay by card, or send instantly via their bank, Spot handles it all from your phone. Tap to Pay on iPhone With Tap to Pay on iPhone and Spot, you can accept all types of in-person, contactless payments right on your iPhone — from physical debit and credit cards to Apple Pay and other digital wallets — no extra terminals or readers needed. It's easy, secure, and private. How does Spot work? 1. Sign up – Create your Spot account and connect your bank in minutes. 2. Take a payment – Share a Spot link or QR code, or accept card and mobile-wallet payments directly. 3. Get paid – Money lands in your bank account, with every payment tracked in one place. Why businesses choose Spot • Accept card payments, Apple Pay and Google Pay – from just 0.75% per transaction • Accept Open Banking bank payments at just 0.3% – far lower than typical card fees • ~30% of payments get a tip • No card machine or hardware required • No sort code or account number sharing • Track every payment in real time • One account, unlimited payments and links • Compatible with 100% of UK banks • Bank-level security on every transaction Built for beauty, wellness and personal-service professionals Spot is perfect for hairdressers, barbers, nail artists, aestheticians, personal trainers, tutors, taxi drivers, dog walkers and other self-employed professionals who want to take payments without expensive card-machine fees. Flexible payment features • Set a fixed price or let clients choose the amount • Add a custom message to any payment request • Reusable links for repeat clients and group payments • Links that never expire Who's using Spot? • Beauty and wellness professionals avoiding card-machine fees • Freelancers and sole traders getting paid quickly • Personal trainers, tutors and coaches taking client payments • Mobile and home-service businesses accepting payments wherever they work Spread the word Love Spot? Join our Referral Scheme and earn rewards for every business you introduce. Spot is secure, simple, and built for how modern businesses get paid. Follow us: Instagram: @spot__app TikTok: @spot__app Twitter: @spot__app Tap to Pay on iPhone requires a supported payment app and the latest version of iOS. Update to the latest version by going to Settings > General > Software Update. Tap Download and Install. Some contactless cards may not be accepted by your payment app. Transaction limits may apply. The Contactless Symbol is a trademark owned by and used with permission of EMVCo, LLC. Tap to Pay on iPhone is not available in all markets. Apple Pay is a service provided by certain Apple affiliates. Neither Apple Inc. nor its affiliates are a bank. Any card used in Apple Pay is offered by the card issuer.