The only crypto app you need for every chain, combined with a credit card and one simple wallet. Spend anywhere Visa is accepted, and manage your crypto without a few taps. Why Karma? Spend crypto like real money Load your Karma card with USDC and pay at millions of merchants worldwide. Every transaction settles instantly so you never have to wait around. Your Wallet, Your Control Send and receive USDC on the Solana blockchain with zero network fees. Karma covers all on-chain transaction costs so your balance stays exactly where it should be. Security You Can Trust Karma is self-custodial. Your keys are created and stored on your own device, and not even we can access your funds. Biometric authentication keeps your account locked down at all times. One app for everything - Spend globally with a Visa card accepted at 80M+ merchants - Top up your card wallet with USDC in seconds - Send money to friends, bank accounts, or any wallet - Receive deposits via ACH, SEPA, or on-chain transfers - Track every transaction with real-time notifications - Withdraw to your bank or external wallet anytime Download Karma and turn your magic internet money into everything you need.